Simplifi Lending give you access to dozens of lenders, with hundreds of different products and packages across our panel.

Whether you are looking to buy your first home, upsize or refinance your existing home loan, we will find an amazing deal with the right lender for your circumstances.

We have access to a panel of over 35 lenders, ensuring we have the right options and can find the best home loan option for your individual circumstances.

As your mortgage broker, we will find a great interest rate for you. We regularly obtain better rates for our clients than they are offered directly from that lender. Our systems and contacts mean we are always across lender offers and incentives.

We pride ourselves on our responsiveness. Whether you need your finance approved on time or have an urgent question, we are here ready when you need us.

We’ve invested in a suite of digital platforms to modernise and streamline your application process- from document collection to application processing and data security, we make it all simple.

We do not charge for our mortgage broking services. You do not pay us- the lender you choose pays a commission to us for once the loan settles.

Researching lenders and applying for home lending can be daunting. With over 13 years of experience, we are here to assist you with our knowledge every step of your home lending journey and answer any questions you have.

Glen has been in banking and finance for over 13 years and established Simplifi Lending in 2018. 

His career has spanned everything from being a bank teller to a Private Banking relationship manager, giving him extensive experience in how to give exceptional service. 

Glen is constantly staying on top of lender policy changes and looking for ways to innovate and make the home lending process simpler for his clients.

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  1. Get in touch with our expert mortgage broker for your free initial phone consultation
  2. Use our secure client portal to provide your information and supporting documents
  3. We will prepare a detailed preliminary assessment and present your lender options to you in easy to understand language
  4. Once you’ve chosen your lender, we will prepare your application and lodge to the bank on your behalf
  5. Once your loan is approved, we will talk you through the documentation and settlement processes
  6. Loan settlement takes place and Simplifi Lending are your contact for all things home loans moving forward!
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Services available at no cost

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Access to over 40 lenders and 100s of home loan options

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Secure client and document upload portal for data security

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100% 5-star Google Reviews

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Digital, streamlined application process

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Ongoing home loan and interest rate reviews

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Regular application progress updates

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Free Home Buying and Refinancing Guides

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Have you got your eyes on a specific property or already have your own home? Fill out this form and we will send you a free, detailed property report within 1 business day.

This report is prepared by CoreLogic and includes:

  • Estimated property value
  • Comparable recent sales in the area
  • Sales and listing activity on the property
  • Suburb information (price trends, school catchments and more)
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Check out our full suite of calculators to help you work out your savings plan, household budget, approximate home loan repayments and more!

Making Financing Simple Book A Consult

What is a mortgage broker?

A mortgage broker is a professional who holds accreditations with many different lenders. They are experts in helping you find the right home loan for your individual circumstances.

Simplifi Lending has a panel of over 35 lenders for you to choose from. Once the right lender and product has been selected, we manage the entire application and settlement process for you. 

Based on the latest surveys, mortgage brokers write approximately 71.5% of all home loans written in Australia.

Why should I use a mortgage broker?

Mortgage brokers make the process of reviewing the home loan options in the market simple for you. If you go direct to a bank or credit union, they will only show you the options they have from their products. They won’t tell you if there is a better deal for you somewhere else. Our role is to do the research, present your options and get you a great deal with the right bank.

Once the loan settles, we are your point of contact for anything loan and finance related. No more sitting on hold to the bank to discuss your loan, just call us!

What type of customers does Simplifi Lending help?

We offer service to all types of clients:

  • PAYG wage/salary earners
  • Self-Employed Sole traders
  • Self-Employed Partnership/Company/Trust applicants
  • Special Purpose Vehicle (SPV) Investment Trusts

We have the knowledge and expertise to decipher all types of structures, income documents and financials.

Do Simplifi Lending offer virtual meetings?

Yes, we do! With the increasing use of video technology and electronic ID verification, we are able to offer our service to clients Australia-wide. Most lenders now offer digital documentation and mortgages, making the process seamless wherever you live in Australia.

How easy is it to apply with Simplifi Lending?

We have invested in a suite of technology aimed at making the application process as simple and streamlined as possible. We’re confident you will find our client portal and application process intuitive and easy to use. If you do have any hiccups along the way, we are always available to help.

How long does a home loan application usually take?

The timeframe for home loan approvals varies by lender you choose and application complexity. For simple applications, some lenders can issue approval within 1 business day. For more complex applications (self-employed clients for example), it may take a bit more time.

We factor in lender turnaround times in our recommendations to you. If you have a tight timeline and a potential lender can’t meet it, we will let you know and make an alternate recommendation.

How much can I borrow?

The answer to this question is unique for each person and varies bank-to-bank. While online calculators are useful to get a rough idea of borrowing capacity, there are a lot of factors that need to be taken into account.

As part of our process, we will conduct a full preliminary assessment of your financial position that covers your borrowing power, fund requirements, interest rates, fees and much more.

How are mortgage brokers paid?

Mortgage brokers are paid a commission at loan settlement by whichever lender you choose. Unless you have an exceptionally complex position and we advise you of a service charge upfront, you will not pay us a fee for our services.

We do the research and package your application to the lender and the bank pays us for that service when the loan settles. While we are accredited with the banks, we do not work for them. Our customer is you and we act in your best interests. 

What is a Preliminary Assessment?

A preliminary assessment forms an important part of our home loan application process. We will get your basic information, payslips, ID, statements etc. and prepare a detailed, personalised borrowing capacity and funds position assessment.

We find giving you all of this detail and information upfront means you get far more value out of your meeting with us. We would much rather give you tailored figures and an accurate borrowing capacity than rough figures from basic online calculators.

This information also forms the basis of a loan application should you wish to proceed to that stage, with the information provided for the preliminary assessment comprising nearly all the information required to submit to most lenders.